How our terms apply in Indonesia
These terms set the rules for account use, identity checks, wallet handling, and how we resolve a dispute about a session or transfer. They apply when you use DANA, OVO, GoPay, or QRIS, and they also cover any request to pause, close, or correct an account.
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If local law changes, or if a payment rail changes its own rule, we may update the text here and use the new version from the moment it is posted. You are asked to keep your login details private, use your own device where possible, and
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reply promptly if we ask for extra proof tied to a transfer. Where a clause and local law do not match, the local law governs that point, and access is available only where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.